Personal Information:

• Full name and email address
• Phone number (if provided)
• City and country
• Payment information (processed securely via Razorpay)

Usage Information:

• Course progress and completion data
• Quiz scores and attempt history
• Login times and activity logs
• Device type, browser and IP address

• Create and manage your account
• Process course enrolments and payments
• Send registration verification and payment confirmation emails
• Track your course progress and performance
• Provide customer support
• Improve our platform and content
• Comply with legal obligations

• All data transmitted using SSL/HTTPS encryption
• Passwords stored in encrypted format
• Payment data handled by Razorpay's secure PCI-DSS servers
• Servers protected by firewalls and security monitoring
• Content watermarked with your account details

We do not sell, trade or rent your personal information. We share data only with:

• Razorpay — for payment processing
• Brevo — for transactional email delivery
• Legal authorities — if required by law

• Access your personal data
• Request correction of inaccurate data
• Request deletion of your account
• Withdraw consent for data processing

Contact: support@homoeomantra.com

We provide a comprehensive FREE DEMO before every paid course so students can evaluate:

• Change of mind after enrolment
• Inability to use platform due to personal reasons
• Exam postponement or cancellation
• Technical issues on student's device or internet
• Failure to complete course within validity period
• Partial use of course content
• Dissatisfaction after enrolment (free demo was available)
• Account termination due to policy violation

• You are responsible for maintaining confidentiality of your login credentials
• You must not share your account with anyone
• Each account is for single user access only
• Account sharing will result in immediate termination without refund

All content accessed through your account is watermarked with your account details. If watermarked content is found being shared, your account will be terminated immediately without refund and legal action may be taken.

• Course access begins immediately after successful payment
• 6 Month Plan: 180 days from enrolment date
• 1 Year Plan: 365 days from enrolment date
• Validity cannot be paused, extended or transferred
• Expired enrolments can be renewed by fresh payment

We reserve the right to terminate your account without notice if you:

• Share content without authorisation
• Share account credentials
• Violate any Terms and Conditions
• Engage in fraudulent activity

No refund will be provided upon termination for policy violation.

• Homoeomantra does not guarantee success in any examination
• We have no official affiliation with AIAPGET, Kerala PSC, UPSC or any examination board
• Question banks are based on previous patterns and expert knowledge

These Terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts in Kerala, India.